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Q
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What are your cash advances intended for?
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A
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Our cash advances are intended to be short-term loans to provide cash quickly. They should be used only if you are able to pay back the loan on your next pay day (or over the next couple of pay days). If you have more extensive debt problems you should probably seek a more suitable type of loan.
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Q
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Can I delay paying my cash advance off?
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A
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Yes you can 'rollover' your repayment date until the following pay day for a small charge - see our Repayment Charges page for more details.
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Q
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How will you take repayment of my cash advance?
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A
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We take repayment direct from your bank account either by direct debit or by using your debit card.
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Q
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Will you run any credit checks on me? Are CCJs a problem?
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A
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No we are only interested in whether you can repay your cash advance on your next pay day. Your previous credit record is not important to us.
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Q
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How quickly can I expect to get my cash advance?
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A
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If your loan is approved and we receive your signed agreement before 2.30pm and you can get to one of our stores, you can have your money the same day. Alternatively you can have your money sent by BACS to your account free of charge which takes three working days, or finally you can pay an express fee of £15 which is deducted from your loan amount and you will receive your money the same day.
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